The Effect of Trust and Security on Consumer Satisfaction in Utilizing the Dana E-Wallet

Authors

  • Dicky Armanda University of Bandar Lampung
  • Dora Rinova University of Bandar Lampung

Keywords:

Trust, Security, Consumer Satisfaction, E-Wallet, Dana

Abstract

The rapid development of technology has heightened the demand for efficient payment systems to facilitate seamless transactions. In Indonesia, digital wallets (E-Wallets) have gained popularity as a convenient cashless payment solution. This study explores the impact of trust and security on consumer satisfaction in using the Dana E-Wallet, with a focus on Iparts customers in Bandar Lampung. Employing a quantitative approach, the research involved 83 respondents determined using Slovin’s formula. Data were gathered through a structured questionnaire and analyzed using multiple linear regression. The findings reveal that trust (sincerity, competence, integrity) and security (data protection, transaction safety) have a significant and positive influence on consumer satisfaction. These insights offer valuable guidance for E-Wallet providers like Dana to enhance user experience by strengthening trust and security features.

 

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Published

2025-01-31

How to Cite

Armanda, D., & Rinova, D. (2025). The Effect of Trust and Security on Consumer Satisfaction in Utilizing the Dana E-Wallet. International Journal of Sharia Economics and Financial Literacy, 2(1), 40–49. Retrieved from https://pubjournals.com/ijsefl/article/view/95

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