Finance of Ulos Fabric Craftsmen in Pematang Siantar City: A Review of Work-Life Balance, Skills, and Culture
Keywords:
Finance, Work-Life Balance, Skills, Cultural IdentityAbstract
Finance is a crucial aspect in the sustainability of ulos fabric artisan businesses in Pematang Siantar. This study aims to analyze how work-life balance, skills, and culture affect the financial management of artisans. The research approach used is qualitative with in-depth interview methods, observations, and financial record analysis conducted by craftsmen. The results of the study show that work-life balance affects the productivity of craftsmen, where the balance between work and personal life has an impact on the financial stability of the business. Skills in production and financial management are also an important factor, where craftsmen who have a simple accounting understanding tend to be better able to manage capital and record transactions well. Meanwhile, cultural identity in the manufacture and marketing of ulos fabric is an added value in business strategies, but the limitations of adaptation to the modern market and the lack of systematic financial records are still obstacles in business sustainability. This research recommends increasing financial literacy for artisans and the use of a neater recording system to ensure the financial stability of their business. In addition, training in culture-based business management and marketing digitalization can be a solution to increase the competitiveness of ulos fabric craftsmen in the wider market
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